Best Stripe Alternatives 2025

The best Stripe alternatives include Adyen, PayPal, Square, Braintree, Mollie, and Checkout.com. Each offers different features, pricing models, and regional support. The best choice depends on your business size, location, and specific requirements.

You might need a Stripe alternative due to account restrictions, better pricing for your volume, specific regional requirements, different feature sets, or better support for your business model. Some alternatives offer lower fees, better fraud protection, or specialized features for certain industries.

Payment processing fees vary significantly between providers. Stripe typically charges 2.9% + 30¢ per transaction, while alternatives like Adyen may offer volume discounts, and others like PayPal have different fee structures. Compare total costs including setup fees, monthly fees, and transaction fees.

Most major payment providers support credit cards, debit cards, and digital wallets like Apple Pay and Google Pay. However, regional payment methods vary - for example, Mollie excels in European payment methods like SEPA, iDEAL, and Bancontact, while others focus on global coverage.

Switching from Stripe varies in complexity depending on your integration depth. Simple implementations might take a few days, while complex setups with subscriptions, marketplaces, or custom features could take weeks. Most providers offer migration support and documentation.

Developer experience varies between providers. Stripe is known for excellent documentation and APIs, but alternatives like Adyen, Square, and Braintree also offer comprehensive developer tools. Consider factors like API quality, documentation, SDKs, and sandbox environments when choosing.