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Authorize.Net

Developer API

Established payment gateway providing secure online payment processing solutions for businesses with robust API and merchant tools.

Founded: 1996 HQ: Foster City, California, United States

Authorize.Net is a leading payment gateway service provider that has been facilitating secure online transactions since 1996. As a subsidiary of Visa Inc., Authorize.Net offers comprehensive payment processing solutions that enable businesses to accept credit cards and electronic checks through websites, retail stores, and mobile devices. The platform serves over 450,000 merchants worldwide, providing a reliable and secure infrastructure for payment processing. Authorize.Net specializes in offering robust API integrations, fraud detection tools, and merchant management capabilities. The service is particularly well-suited for e-commerce businesses, recurring billing scenarios, and companies requiring detailed transaction reporting. With PCI DSS Level 1 compliance and advanced security features, Authorize.Net ensures that sensitive payment data is protected throughout the transaction process. The platform supports various payment methods and offers features like automated recurring billing, customer information management, and real-time transaction processing, making it a comprehensive solution for businesses of all sizes seeking reliable payment processing capabilities.

Pricing

  • Model: Flat Rate
  • Starts at: $25/month + per-transaction fees
  • Pricing: Monthly gateway fee of $25 plus per-transaction fees ranging from 2.9% + $0.30 to custom enterprise rates
  • Volume Discounts: Yes
  • Custom Pricing: Yes
  • Additional Fees: Setup fee ($49-$99), monthly gateway fee ($25), statement fee ($2), batch fee ($0.10), chargeback fee ($25), international transaction fees

Key Features

  • • REST API
  • • Webhooks
  • • SDKs
  • • Sandbox
  • • Real-time

Pros

  • Established reputation with 25+ years in payment processing
  • Comprehensive API documentation and developer resources
  • PCI DSS Level 1 compliance with advanced security features
  • Support for recurring billing and subscription management
  • Detailed transaction reporting and merchant tools
  • Wide range of integration options and SDKs
  • Strong fraud detection and prevention tools
  • Reliable uptime and transaction processing

Cons

  • Higher monthly fees compared to modern competitors
  • Setup fees and additional transaction costs
  • Limited international market support
  • Interface feels dated compared to newer solutions
  • Complex fee structure with multiple charges
  • Limited support for modern payment methods
  • Primarily focused on traditional card processing
  • Customer service limited to business hours

Supported Use Cases

E-commerceSaaSSubscriptionsDigital ProductsNon-profit

Supported Countries

USCanadaUKEU

Payment Methods

Credit CardsDebit CardsBank TransferACH

Business Models

One-Time Payments Subscriptions Invoicing Digital Products Donations

Compliance & Support

  • PCI Level: Level 1
  • GDPR Compliant: Yes
  • SCA/3DS: Yes
  • Support Availability: Business Hours
  • Support Channels: Email, Phone, Live Chat, Knowledge Base, Documentation
  • Support Languages: English