B

Bonsai

Invoicing

All-in-one business management platform for freelancers and agencies with integrated payment processing, contracts, and invoicing.

Founded: 2015 HQ: San Francisco, California, USA

Bonsai is a comprehensive business management platform specifically designed for freelancers, consultants, and creative agencies. Founded to streamline the entire client lifecycle, Bonsai combines contract creation, project management, time tracking, invoicing, and payment processing into a unified solution. The platform offers professionally designed contract templates, automated invoicing, integrated payment processing through Stripe, and client management tools. Bonsai's payment processing is built on top of Stripe's infrastructure, allowing users to accept credit cards, bank transfers, and digital payments with competitive rates. The platform emphasizes ease of use for creative professionals who want to focus on their work rather than administrative tasks. Key features include automated late payment reminders, expense tracking, tax document generation, and comprehensive reporting. Bonsai serves over 500,000+ freelancers and small agencies worldwide, positioning itself as the go-to solution for independent professionals who need reliable payment processing integrated with complete business management tools.

Pricing

  • Model: Flat Rate
  • Starts at: 2.9% + $0.30
  • Pricing: Payment processing at 2.9% + $0.30 per transaction, built on Stripe infrastructure. Platform subscriptions start at $25/month for business management features.
  • Volume Discounts: No
  • Custom Pricing: No
  • Additional Fees: ACH bank transfer fees vary by bank, international payment fees may apply, chargeback fees through Stripe

Key Features

  • • REST API
  • • Webhooks
  • • Sandbox

Pros

  • All-in-one solution combining payments, contracts, and business management
  • Professionally designed contract templates
  • Automated invoicing and payment reminders
  • Built on Stripe's reliable payment infrastructure
  • Comprehensive freelancer-focused features
  • Time tracking and expense management
  • Tax document generation
  • Client portal for project collaboration

Cons

  • Higher platform fees compared to standalone payment processors
  • Limited customization compared to enterprise solutions
  • Primarily focused on service-based businesses
  • No native marketplace functionality
  • Limited international payment method support
  • Platform dependency for payment processing
  • No advanced API features for complex integrations

Supported Use Cases

FreelancersSaaSDigital ProductsEducation

Supported Countries

USCanadaUKEUAustralia

Payment Methods

Credit CardsDebit CardsBank TransferACH

Business Models

One-Time Payments Subscriptions Invoicing Digital Products

Compliance & Support

  • PCI Level: Level 1
  • GDPR Compliant: Yes
  • SCA/3DS: Yes
  • Support Availability: Business Hours
  • Support Channels: Email, Live Chat, Knowledge Base, Documentation
  • Support Languages: English